PM Awas Yojana 2024: Full Details, Apply Online, Know all the information related to the scheme
PM Awas Yojana 2024:
PM Awas Yojana 2024 (PMAY-G) was launched on 1 April 2016.The PM Awas Yojana 2024 scheme is operated by the Ministry of Rural Development (MoRD) and its main objective is to provide a safe and convenient pucca house to homeless families and people living in dilapidated houses.PMAY-G is produced to address the housing shortage in rural areas, which plays an essential role in fulfilling the goal of "Housing for All".
The minimum size of houses under the PM Awas Yojana 2024 scheme has been repaired at 25 square meters, including a special area for clean cooking.As of 27 September 2022, 2.00 crore houses have been successfully {constructed| out of the target of 2.72 crore houses.Beneficiaries are identified based on the criteria of Socio-Economic and Caste Census (SECC).It is verified by the Gram Sabhas.This quantity is sent directly to the bank account or post office account of the beneficiaries.PMAY-G has been extended for the next two years, i.e.till March 31, 2024.
PM Awas Yojana 2024: Goal
The main objective of PM Awas Yojana (PMYG) is to provide pucca houses with standard features to all homeless families and families living in kutcha or dilapidated houses in rural areas by 2024.Its primary target is to cover 1.00 crore families in rural areas in three years in between 2016-17 to 2018-19, who are homeless or living in kutcha/dilapidated houses.Under the PM Awas Yojana 2024 scheme, quality houses will be {constructed| by the beneficiaries with the help of local materials, designs and trained masons.For the construction of houses, it is proposed to embrace a housing technique through merging.
PM Awas Yojana 2024: Benefits
•Financial assistance of 1,20,000 per unit is available in plain areas, while for hilly, inaccessible and IAP districts (Himalayan states, North-Eastern states and Union Territories of Jammu and Kashmir), the quantity is 1,30,000.
•Interested beneficiaries can get institutional loan as much as 70,000 at a low rate of interest of 3% for construction of permanent housing.The maximum amount for aid has been repaired at 2,00,000.
•The minimum size of your home will be 25 sq.m., including a dedicated area for hygienic cooking.
•Under Swachh Bharat Mission-Grameen (SBM-G), beneficiaries are provided financial assistance approximately 12,000 for construction of toilets.
•In coordination with MNREGA, beneficiaries get a chance to get employment as unskilled labor (rural mason training) at the rate of Rs 90.95 daily for 95 days.
•An LPG connection is provided to every household under the Pradhan Mantri Ujjwala Yojana.
•The scheme works in conjunction with numerous government efforts such as piped drinking water, electricity connection, clean and reliable cooking fuel, and social and liquid waste management.
•Payments are made digitally directly into bank or post office accounts, which are connected to Aadhaar.
PM Awas Yojana 2024: Eligibility
Beneficiaries under PM Awas Yojana 2024 include all homeless PM Awas Yojana families living in zero, a couple of roomed houses with kutcha walls and kutcha roofs (according to SECC data, and subject to exemption process).
Criteria for automatic/compulsory addition.
•1.Shelterless families.
•2.Destitute/dependent on alms.
•3.Manual scavengers.
•4.Primitive tribal groups.
•5.Lawfully released bonded labour.
PM Awas Yojana 2024: Prioritisation.
•Under Prioritisation, multi-level priority will be figured out in the category of PMAY-G beneficiaries.
•First of all, priority will be given on the basis of parameters of housing deprivation, that includes SC/ST, minorities and other groups.
•First of all, priority will be given to those families who are homeless, followed by priority according to the variety of rooms; Households with zero, one and 2 rooms will get priority respectively.
•In a particular social category such as SC/ST, Minority and Others, families who are homeless or living in houses with less rooms will not be put below families residing in houses with more rooms.
In the above priority groups, families who fulfil the criteria for "compulsory addition" will be given further priority.Automatically included families will be offered more weightage than other families within the priority group.
The scores will be computed based on the socio-economic criteria given below, each having equivalent weightage:.
•Households with no adult member in between 16 and 59 years.
•Female-headed households with no adult male member between 16 and 59 years.
•Households without any educated grownup above 25 years of age.
•Households with a handicapped member and no able-bodied adult member Landless households that derive the majority of their income from manual labour will be ranked higher amongst households with high deprivation scores.
Fixation of targets.
For SC/ST: 60% of the target allocated to each State or Union Territory must be set aside for SCs and STs, depending on the schedule of eligible beneficiaries.Within the set targets, the proportion of SCs and STs will be figured out by the respective States or Union Territories from time to time.
Furthermore, States and Union Territories will be permitted to exchange targets between SCs and STs, if there is no eligible beneficiary in any of these classifications and it is certified.If all qualified SC and ST households are covered, the State or Union Territory targets will be allocated to beneficiaries of 'other' classifications from the permanent waiting list prepared from SECC 2011.
For Minorities:.
In addition, as far as possible, 15% of the overall fund will be earmarked for minority families at the national level.The allotment of target for minorities amongst States and Union Territories will be made on the basis of proportionate rural population of minorities in the respective State or Union Territory according to Census 2011 data.Minorities alerted under Section 2( c) of the National Commission for Minorities Act, 1992 will be considered eligible for the benefit of this allocated quantity.
For Divyaangjan:.
Under the PM Awas Yojana 2024 scheme, special priority in the selection of beneficiaries to be assisted has been offered to families in which there is a handicapped member and no able-bodied grownup.Hence, such families have been provided more deprivation points at the time of house allotment.As per the Persons with Disabilities Act, 1995, States may try to guarantee that 3% of the beneficiaries at the State level are from amongst the persons with disabilities.
If more than one household in a sub-group has the very same deprivation score, those households will be prioritised based on the following criteria:.
•Families with widows and next of kin of members of the defence, paramilitary or police forces killed in action.
•Families with a member suffering from leprosy or cancer, in addition to people affected by HIV (PLHIV).
•Families with only one girl child.
Families beneficiary of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, frequently called the Forest Rights Act.Transgender persons will likewise be included in the process.